Since 2021 it is possible, under certain conditions, to finance up to 90% of the purchase price of a home based on a Desktop Valuation. This offers great advantages for both consumers and mortgage lenders, as it is delivered within four hours, and a visit to the home is not necessary. Moreover, this hybrid valuation is considerably cheaper than a regular home appraisal, which benefits consumers. The Desktop Valuation is recognized and used by most mortgage providers.
Data and Artificial Intelligence (AI) combined with the knowledge of a local appraiser ensures a fast, objective and accurate valuations homes.
The Desktop Valuation is a remote appraisal, and in addition to very accurate market values of individual homes, it also provides detailed
information such as the cadastral map, the title deed, the energy certificate and architectural features of the home.
When determining a market value our advanced Automated Valuation Model (AVM) is used, which is based on a large number of characteristics of comparable houses. Consider, for example, sales prices, housing types, building year and plot area. The local appraiser validates the calculated market value and selects the reference properties himself.
Order the Desktop Valuation Report now for only €89 via our consumer label Homematrix
Note: If you need the Desktop Valuation for a mortgage application, please consult your bank first to verify if they already accept this valuation method of Homematrix.
Matrixian is ISO 27001 certified, the global standard for information security. With the ISO 27001, or ISMS (Information Security Management System) certification, we give our customers the assurance that we meet the ISO 27001 requirements for information security.
With the ISAE 3402 type II certificate we once again show our customers that the outsourcing of the delivery of market values of houses is in good hands with us .
Automated
Valuation Model
(AVM)
House Value
Report2
House Price
Index
